My boss asked me to bring a completed IRA application to my annual review. He will be contributing to it, and used the term SEP. Knowing nothing about IRAs, I went online and did some research. Now, I am really confused. It looks like traditional IRA funds can be used in CDs, Mutual Funds, or annuities. Which one is best? Since it is a retirement account, I want the money to stay there until retirement. What are the pros and cons? And are they all eligible for him to contribute to?

ect.) might be best for my personal situation? Could someone explain the plan that is more important and why this plan is best for me.

And which is the best company to work with? Which companies have the better plans with more options, etc?

Right now I’m being courted by NMFN and I already do a little business with Edward Jones (but not much).

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