I’ve been searching online and it seems that the rule only applies to Roth IRAs or when you convert a Traditional IRA into a Roth IRA. Is there a holding period for Traditional IRAs?

Right now we each have 50 bucks a month put in to the Growth fund of america and the Capital World Growth and Income Fund…. wise allocation? or should we be doing something else

Is there a maximum contribution amount for employer-sponsored 401K plans? Does your total combined IRA contribution for ‘08 (that’s Roth IRA plus 401K) have to be $5,000 or less?

For Required Minimum Distribution, Can I use only one traditional IRA instead of all several traditional IRAs? Thank you very much for answering the question.

How much should a person make before starting to think about investing in a Roth account?

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