Roth IRA, Traditional IRA, 401K » mutual http://www.iraroth.net IRA Questions and Answers Tue, 17 Jan 2012 00:09:43 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 What is the difference between a Roth IRA/IRA and mutual funds? http://www.iraroth.net/2011/03/what-is-the-difference-between-a-roth-iraira-and-mutual-funds-2/ http://www.iraroth.net/2011/03/what-is-the-difference-between-a-roth-iraira-and-mutual-funds-2/#comments Sat, 19 Mar 2011 22:24:16 +0000 admin http://www.iraroth.net/2011/03/what-is-the-difference-between-a-roth-iraira-and-mutual-funds-2/ Question by brewbeer212: What is the difference between a Roth IRA/IRA and mutual funds?
Isn’t an IRA or Roth IRA just a bunch of mutual funds or should I go to Investing 101?
Thanks.

Best answer:

Answer by KC
Go to investing 101. It will explain this and a lot more. You need to understand some of these basics so you don’t toss and turn in your sleep worried about your retirement.

Give your answer to this question below!

]]> http://www.iraroth.net/2011/03/what-is-the-difference-between-a-roth-iraira-and-mutual-funds-2/feed/ 4 if i been investing 300 month in mutual funds and Roth IRAs for the last 2 years, can I lower the amount? http://www.iraroth.net/2010/02/if-i-been-investing-300-month-in-mutual-funds-and-roth-iras-for-the-last-2-years-can-i-lower-the-amount/ http://www.iraroth.net/2010/02/if-i-been-investing-300-month-in-mutual-funds-and-roth-iras-for-the-last-2-years-can-i-lower-the-amount/#comments Fri, 19 Feb 2010 02:19:51 +0000 admin http://www.iraroth.net/2010/02/if-i-been-investing-300-month-in-mutual-funds-and-roth-iras-for-the-last-2-years-can-i-lower-the-amount/ I am going to be getting out of my job in February and I need to lower my amount that I put into the investing each month. Do I just talk to my financial planner and he can take care of that. Or anre there penalization fees? I just need to lower it for a while until I get a different job or get some other similar income. Ive done this through First Command, and they been investing my money through Pioneer Investments and Franklin templeton.

]]> http://www.iraroth.net/2010/02/if-i-been-investing-300-month-in-mutual-funds-and-roth-iras-for-the-last-2-years-can-i-lower-the-amount/feed/ 2 What are Growth Mutual Funds and how is it involved with IRAs? http://www.iraroth.net/2010/02/what-are-growth-mutual-funds-and-how-is-it-involved-with-iras/ http://www.iraroth.net/2010/02/what-are-growth-mutual-funds-and-how-is-it-involved-with-iras/#comments Fri, 12 Feb 2010 05:36:26 +0000 admin http://www.iraroth.net/2010/02/what-are-growth-mutual-funds-and-how-is-it-involved-with-iras/ Please include basics and specifics. Any related information would be great. Thanks!

Lastly, are Growth Mutual funds different from Mutual Funds?

]]> http://www.iraroth.net/2010/02/what-are-growth-mutual-funds-and-how-is-it-involved-with-iras/feed/ 2 What is the difference between a Roth IRA/IRA and mutual funds? http://www.iraroth.net/2009/12/what-is-the-difference-between-a-roth-iraira-and-mutual-funds/ http://www.iraroth.net/2009/12/what-is-the-difference-between-a-roth-iraira-and-mutual-funds/#comments Tue, 15 Dec 2009 06:21:30 +0000 admin http://www.iraroth.net/2009/12/what-is-the-difference-between-a-roth-iraira-and-mutual-funds/ Isn’t an IRA or Roth IRA just a bunch of mutual funds or should I go to Investing 101?
Thanks.

]]> http://www.iraroth.net/2009/12/what-is-the-difference-between-a-roth-iraira-and-mutual-funds/feed/ 5 Mutual fund IRA rollover vs. Roth IRA : which is the better move? http://www.iraroth.net/2009/12/mutual-fund-ira-rollover-vs-roth-ira-which-is-the-better-move/ http://www.iraroth.net/2009/12/mutual-fund-ira-rollover-vs-roth-ira-which-is-the-better-move/#comments Thu, 10 Dec 2009 21:08:52 +0000 admin http://www.iraroth.net/2009/12/mutual-fund-ira-rollover-vs-roth-ira-which-is-the-better-move/ Last year, I rolled all of my investments from the 401K plans of previous employers into a mutual fund IRA rollover account. I have recently been considering putting that money into a Roth IRA. I would not be contributing regularly to the Roth IRA, were I to do it.

What are the advantages and/or disadvantages of doing this? Is my money as likely to grow as it would in a mutual fund investment? What are the tax issues involved with such a move?

]]> http://www.iraroth.net/2009/12/mutual-fund-ira-rollover-vs-roth-ira-which-is-the-better-move/feed/ 3 What is the advantage of a traditional IRA to just owning stocks and mutual funds? http://www.iraroth.net/2009/12/what-is-the-advantage-of-a-traditional-ira-to-just-owning-stocks-and-mutual-funds/ http://www.iraroth.net/2009/12/what-is-the-advantage-of-a-traditional-ira-to-just-owning-stocks-and-mutual-funds/#comments Sat, 05 Dec 2009 02:39:27 +0000 admin http://www.iraroth.net/2009/12/what-is-the-advantage-of-a-traditional-ira-to-just-owning-stocks-and-mutual-funds/ Why should I have a vehicle to keep my mutual funds in? They are easily accessible when needed. I will be taxed at both points in time with or without a traditional IRA. The roth is not an option.

]]> http://www.iraroth.net/2009/12/what-is-the-advantage-of-a-traditional-ira-to-just-owning-stocks-and-mutual-funds/feed/ 4