Roth IRA, Traditional IRA, 401K » monthly http://www.iraroth.net IRA Questions and Answers Tue, 17 Jan 2012 00:09:43 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 Roth IRA question. Close to the income limits. How to decide on monthly contributions.? http://www.iraroth.net/2010/03/roth-ira-question-close-to-the-income-limits-how-to-decide-on-monthly-contributions/ http://www.iraroth.net/2010/03/roth-ira-question-close-to-the-income-limits-how-to-decide-on-monthly-contributions/#comments Mon, 01 Mar 2010 16:55:34 +0000 admin http://www.iraroth.net/2010/03/roth-ira-question-close-to-the-income-limits-how-to-decide-on-monthly-contributions/ My wife and I have Roth IRA’s. We’re close to the income limits. I would like to setup a monthly contribution rate, but I don’t know if I will over contribute because of year end bonuses.

Should I contribute once, at the end of each year (I know I’ll miss out on the interest)?

I also read about being able to contribute some into a roth and some into a traditional IRA. If anyone can clear this up it would be helpful.

Either way, what would happen if I over contribute?

Thank you.

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