Then people could use their own money to make ends meet, cover expenses after unemployment runs out or transfer funds from losing mutual funds to pay down high interest credit cards and 2nd mortgages.

They always talk about our money… we’ll it’s mine and I need it NOW!!!

Yes, I know this would be like a run on the bank, but they don’t deserve to be trusted with our savings any more !!!!!!!!!!!!!!!!

bottom line, want to make sure I am not going to owe come april…..have the typical situations, 2 mortgages, not so typical 4 children….
Single income family, about 125K gross annually, 401K participation

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