Roth IRA, Traditional IRA, 401K » Employer http://www.iraroth.net IRA Questions and Answers Tue, 17 Jan 2012 00:09:43 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 Can I xfer money from 401k with present employer to a IRA while still contributing to 401k? http://www.iraroth.net/2010/07/can-i-xfer-money-from-401k-with-present-employer-to-a-ira-while-still-contributing-to-401k/ http://www.iraroth.net/2010/07/can-i-xfer-money-from-401k-with-present-employer-to-a-ira-while-still-contributing-to-401k/#comments Fri, 30 Jul 2010 23:36:21 +0000 admin http://www.iraroth.net/2010/07/can-i-xfer-money-from-401k-with-present-employer-to-a-ira-while-still-contributing-to-401k/ I am currently contributing to my 401k plan at my present job. I don’t like the choices they give me and the brokerage plan charges $18 per trade and $100 a year maintenance fee. Can I continue to fund the 401k plan and transfer the moneys to a Roth IRA or similar plan at another brokerage?

]]> http://www.iraroth.net/2010/07/can-i-xfer-money-from-401k-with-present-employer-to-a-ira-while-still-contributing-to-401k/feed/ 2 How does my employer contributions to a SEP IRA impact my Traditional IRA? http://www.iraroth.net/2010/04/how-does-my-employer-contributions-to-a-sep-ira-impact-my-traditional-ira/ http://www.iraroth.net/2010/04/how-does-my-employer-contributions-to-a-sep-ira-impact-my-traditional-ira/#comments Mon, 05 Apr 2010 21:57:14 +0000 admin http://www.iraroth.net/2010/04/how-does-my-employer-contributions-to-a-sep-ira-impact-my-traditional-ira/ First, I do not need a link to an IRA FAQ that talks about various circumstances governing IRA contributions. Read my question and answer it, do not answer an imaginary generalized IRA question.

I just want to know, do contributions to an SEP IRA by my employer have any impact on my ability to fund a Traditional IRA to the normal limit and deduct my contributions. Assume that if the SEP IRA didn’t exist, I could contribute and deduct the full 4000 this year.

]]> http://www.iraroth.net/2010/04/how-does-my-employer-contributions-to-a-sep-ira-impact-my-traditional-ira/feed/ 1 If my employer funds a SEP IRA in my name, does that impact my Traditional IRA contribution limit? http://www.iraroth.net/2010/02/if-my-employer-funds-a-sep-ira-in-my-name-does-that-impact-my-traditional-ira-contribution-limit/ http://www.iraroth.net/2010/02/if-my-employer-funds-a-sep-ira-in-my-name-does-that-impact-my-traditional-ira-contribution-limit/#comments Sun, 28 Feb 2010 16:35:21 +0000 admin http://www.iraroth.net/2010/02/if-my-employer-funds-a-sep-ira-in-my-name-does-that-impact-my-traditional-ira-contribution-limit/ Links to sites with information are appreciated.

]]> http://www.iraroth.net/2010/02/if-my-employer-funds-a-sep-ira-in-my-name-does-that-impact-my-traditional-ira-contribution-limit/feed/ 2 Employer limits 401K contrubition to 17% – How can I max out to $15K this year? http://www.iraroth.net/2010/01/employer-limits-401k-contrubition-to-17-how-can-i-max-out-to-15k-this-year/ http://www.iraroth.net/2010/01/employer-limits-401k-contrubition-to-17-how-can-i-max-out-to-15k-this-year/#comments Fri, 08 Jan 2010 23:04:21 +0000 admin http://www.iraroth.net/2010/01/employer-limits-401k-contrubition-to-17-how-can-i-max-out-to-15k-this-year/ My employer only allows 17% contrubition to 401K and they do not match anything right now (0%) so I will not reach the $15K limit. Anyway to help me get the max tax deferral of $15K?

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