Jul 25

When looking at my 401k statement, there is an “Earnings” section and a “Appreciation/Depreciation” section. What is the difference?

2 comments so far...

  • jeff410 Said on July 25th, 2010 at 9:11 pm:

    Earnings are the interest and dividends from the investments in your 401k. Appreciation is how much the prices of your stocks and bonds in the 401k have increased.

  • digdowndeepnseattle Said on July 25th, 2010 at 10:00 pm:

    Add Capital Gains to the earnings section in Jeff’s response. Also Appreciation/Depreciation should also include realized gains as well.

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