Jun 6

Stock market a poor choice for short-term gift
Q: Our grandson is about to graduate from college. Instead of handing him a gift, we thought we’d open an account and invest $5,000 for him. Should we choose only an SP 500 index fund, or put 80 percent into the SP 500 and 20 percent into the EFA foreign index? Or should we wait for the stock market to calm down?

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