Mar 6

 Does anyone know something about it? Any references, or advice?

2 comments so far...

  • Brad B Said on March 6th, 2010 at 10:27 am:

    ROTH IRA. Anuities…If you are eligible a 403b, SEP….

    Most “retirement” investments include tax deferement or tax free growth. ROTH IRA is probably the best vehicle for this. But really any investment, ie real estate, mutual funds, etc, can be used for retirement. But the tax benefits are a great thing and should not be looked over.

  • Michael V Said on March 6th, 2010 at 11:01 am:

    401Ks, IRAs are NOT investments. They are packages into which you place investments (e.g. usually stocks, but some other things are also allowed) so that they grow tax free. There would usually be little reason to place an annuity or tax-free bonds into an 401K or IRA as they are already tax free. A great thing about 401Ks and IRAs are that you can change the investments from time to time w/o paying any income taxes. For investments held outside of these, if you make changes you’ll likely pay income taxes in the year you make the changes on all the profits made so far.

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