A little while ago I opened an account with E-trade, but I’ve been hearing a lot about their potential bankruptcy. As far as I can remember my money are going to be insured since I am only investing $2,450, but I am weary of a company that might start to perform poorly. Does anybody have anything to say about any company that has low fees on their IRAs? Is there any way for me to transfer roth ira to another online brokerage firm?…Thanks a lot!

Hi. Just  wanted to see if anybody could explain to me the difference between Roth and Traditional IRAs.Many thanks

With the way the economy currently is did you loose any money from your IRAs ? I’m wondering because I was going to start one, but I don’t want to lose any money!

I’m going to be 20 and have Simple and Roth Itas established.Out of my money, about 6% goes to the simple and about 3% goes to the Roth. All of this is done throu the adviser. How well off will I be and at what age I will be able to retire?

 Does anyone know something about it? Any references, or advice?

Me and my wife have been making Roth IRAs contributions for a number of years. In December of last year my wife started to work again and we figured that her income this year will push our joint income above the $160K cutoff for a Roth contribution. Before I came to that conclusion, however, I made a $1000 contribution to my Roth IRA  – which I now think I am not eligible to make. My institution says that they cannot cancel the transaction to make it look like no contribution was made. What will be the consequences of this mistake and is there anything I can do to fix it?

I am allowed a $5000 Roth contribution. I want to take $2000 from my traditional IRA and convert it into an existing Roth IRA. Can I put in $5000 PLUS the $2000 conversion, or does the conversion limit my contribution to only 3000 additional dollars this year?

I have Roth IRA CD’s at a bank earning an attractive 5 year rate with a one time no bank penalty withdrawal clause. I opened these accounts in ‘06 & ‘07 by transferring and rolling over Roth IRA accounts from other banks originally opened over 5 years.
My understanding is I will not have to pay tax on withdrawn Roth IRA gains provided the withdrawal is done 5 or more years after opening. My question is, if I withdraw now will my gains be taxable based on the date of the current Roth accounts or not based on the original date of the Roth accounts?

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